Is it possible to select a Marketplace plan after December 15, 2024 but before the end of the Open Enrollment Period?

Is it possible to select a Marketplace plan after December 15, 2024 but before the end of the Open Enrollment Period?

• A. True
• B. False
• C. Only for renewals
• D. Only if you are enrolled in Medicare

Answer: (A)

Open Enrollment is the annual window when you can sign up for or switch Marketplace plans, and the date you enroll within that window determines when your coverage starts. The December 15 deadline is a common milestone for a January 1 start, but the Open Enrollment Period itself continues beyond that date. So, yes—if you enroll after December 15 but still before the Open Enrollment Period ends, you can select a Marketplace plan. The coverage typically starts the first day of the month after your enrollment (often February 1 if you enroll late in December or in January). The key idea is that enrollment remains open during the Open Enrollment window, not just up to December 15.

Open Enrollment is the annual window when you can sign up for or switch Marketplace plans, and the date you enroll within that window determines when your coverage starts. The December 15 deadline is a common milestone for a January 1 start, but the Open Enrollment Period itself continues beyond that date. So, yes—if you enroll after December 15 but still before the Open Enrollment Period ends, you can select a Marketplace plan. The coverage typically starts the first day of the month after your enrollment (often February 1 if you enroll late in December or in January). The key idea is that enrollment remains open during the Open Enrollment window, not just up to December 15.